The Borrower may not reduce the number of employees in the period of using the loan in relation to the number of employees that the Borrower had in the month prior to the Loan Request.

• Amount: from RSD 1,000,000.00 to RSD 50,000,000.00 with the currency clause.
• Repayment Period: up to 12 months, with a grace period of up to three months.
• Loan repayment: monthly annuity.
• Interest Rate: 6.80% of nominal interest rate, for a fixed period, effective interest rate of 7.60% or nominal interest rate of 7.80% per annum, for a fixed period, effective interest rate of 8.61%, depending on the client's creditworthiness and the collaterals offered.
• Loan collaterals: are determined by the creditworthiness of the loan applicant, in accordance with the Bank's Business Policy.

More information on the necessary conditions for the applicants, loan costs, the required documentation and business units for loan application can be found in the Notice (pdf.).