Borrower

Client with an open current account for the funds inflow based on regular monthly incomes.

Loan Amount

From 1.000 EUR to up the creditworthiness limit of the client

Currency for Granting Loan

Indexation Criteria

Middle exchange rate of the National Bank of Serbia on the day of releasing the loan / maturity of annuity

Annual Nominal Interest Rate

Variablity of Nominal Interest Rate

Variable

Two bills of exchange signed by the borrower and the guarantor

Garnishment

Two garnishments for the borrower and the guarantor

Guarantor

For loans over 7.500 EUR- one creditworthy guarantor

Replacement

The guarantor can be replaced by a real estate or warranty of a legal entity

Fee for Processing Loan Application

Variability

Fixed

Expenses – two bills of exchange

Variability

Fixed

Credit Bureau Statement for the Borrower

Variability

Fixed

Credit Bureau Statement for the Guarantor

Variability

The fee for processing the current account*

Amount of monthly fees

Variability