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Home / Retail / Loans / Car Purchase / Representative Example-Car Purchase /

Representative Example-Car Purchase Loan–Currency Clause

Type of Loan

Car Purchase Loan–Currency Clause

Borrower

Bank's Clients

Other Clients

Proforma Invoice

7.000,00

Loan Amount

4.900,00 EUR

Currency for Granting Loan

EUR

Indexation Criteria

Middle exchange rate of the National Bank of Serbia on the day of releasing the loan / maturity of annuity

Period

84 months

Down Payment

2.100,00 EUR

Annual Nominal Interest Rate

14,65%

19,65%

Variablity of Nominal Interest Rate

Variable

Efective Interest Rate

15,26%

21,53%

Annuity Amount

91,15 RSD

103,21 RSD

Fees and other Expenses

Compensation for Processing Loan Application

73,50 EUR

105,77 EUR

Collaterals Expenses – two bills of exchange

100,00 RSD

Credit Bureau Statement - Borrower

205,00 RSD

Credit Bureau Statement - Guarantor

85,00 RSD

Fee for Pension and Disability Fund Expenses

82,60 EUR

* Nominal Interest Rate on 09.08.2012.

Effective Interest Rate on 09.08.2012.