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Representative Example - Loans for Registering Motor Vehicles

Type of Loan

Loans for Registering Motor Vehicles

Borrower

Bank's Clients

Other Clients

Loan Amount

20.000,00

Currency for Granting Loan

RSD

Indexation Criteria

No Indexation

Period

12 months

Annual Nominal Interest Rate

19.95%

23.95%

Variablity of Nominal Interest Rate

Fixed

Effective Interest Rate

30,37%

38,05%

Annuity Amount

1.836,73 RSD

1.868,66 RSD

Fees and other Expenses

Compensation for Processing Loan Application

600,00 RSD

Collaterals Expenses – bill of exchange

50,00 RSD

Credit Bureau Statement - Borrower

205,00 RSD

Fee for Pension and Disability Fund Expenses

236,00 RSD

* Nominal Interest Rate on 09.08.2012.

Effective Interest Rate on 09.08.2012.