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Home / Retail / Loans / Cash Loan / Representative Example - Cash Loan – No Currency Clause /

Representative Example - Cash Loan – No Currency Clause

Type of Loan

Cash Loan – No Currency Clause

Borrower

Bank's Clients

Other Clients

Loan Amount

700.000,00

Currency for Granting Loan

RSD

Indexation Criteria / Loan Revalorisation

No Indexation

Period

72 months

Annual Nominal Interest Rate

20,50%*

25,50%*

Variability of Annual Nominal Interest Rate

Variable

Effective Interest Rate

21,26%

27,53%

Amount of Annuity

16.281,10 RSD

17.976,72 RSD

Fees and other Expenses

Compensation for Processing Loan Application

10.500,00 RSD

17.500,00 RSD

Collaterals Expenses – two bills of exchange

100,00 RSD

Credit Bureau Statement - Borrower

205,00 RSD

Credit Bureau Statement - Guarantor

85,00 RSD

Fee for Pension and Disability Fund Expenses

8.260,00 RSD

* Nominal Interest Rate on 09.08.2012.

Effective Interest Rate on 09.08.2012.