Type of Loan

Cash Loan for Pensioners – no Currency Clause

Borrower

Bank’s Clients

Loan Amount

400.000,00

Currency for Granting Loan

RSD

Criteria for Indexation

No Indexation

Period

36 monts

Nominal Interest Rate

16,50%*

Variability of Nominal Interest Rate

Variable

Effective Interest Rate

17,38%

Annuity Amount

13.938,66

Fees and other Expenses

Fee for Loan Application

4.000,00 RSD

Two Bills of Exchange

100,00 RSD

Credit Bureau Statement for the Borrower

205,00 RSD

* Nominal Interest Rate on 09.08.2012.

Effective Interest Rate on 09.08.2012.