Type of Loan

Refinancing Loans - No Currency Clause

Borrower

Bank's Client

Loan Amount

800.000,00

Currency for Granting Loan

RSD

Indexation Criteria

No Indexation

Period

84 months

Annual Nominal Interest Rate

18,50%*

Variability of Annual Nominal Interest Rate

Variable

Effective Interest Rate

18,94%

AnnuityAmount

16.392,55 RSD

Fees and other Expenses**

Compensation for Processing Loan Application

8.000,00 RSD

Two bills of exchange

100,00 RSD

Credit Bureau Statement - Borrower

410,00 RSD

Credit Bureau Statement - Guarantor

85,00 RSD

* Nominal Interest Rate on 09.08.2012.

Effective Interest Rate on 09.08.2012.