Financing development projects, encouraging economic activity, increasing the level of competitiveness, increasing the level of technical equipment, efficiency and effectiveness of operations in the manufacturing and service division, ensuring energy efficiency, creating conditions for increasing the scope and intensifying agricultural production, increasing exports and increasing employment.

The Borrower may not reduce the number of employees during the period of using the loan in relation to the number of employees that the Borrower had in the month prior to the Loan Request.

• Amount: from RSD 1,000,000.00 to RSD 100,000,000.00 with the currency clause.
• Repayment Period: up to five years, with a grace period of up to 12 months.
• Loan repayment: monthly, quarterly or half-yearly annuity, pursuant to the client’s field of business.
• Interest Rate: 6.80% of nominal interest rate, for a fixed period, effective interest rate of 7.17% or nominal interest rate of 7.80% per annum, for a fixed period, effective interest rate of 8.18%, depending on the client's creditworthiness and the collaterals offered.
• Loan collaterals: are determined by the creditworthiness of the loan applicant, in accordance with the Bank's Business Policy.

More information on the necessary conditions for the applicants, loan costs, the required documentation and business units for loan application can be found in the Notice (pdf.doc).